Call reports 2019
SEILING STATE BANK, THE — 2019
What SEILING STATE BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 117,091,000 | 114,156,000 | 112,968,000 | 112,316,000 |
| Total loans | 65,318,000 | 66,474,000 | 72,174,000 | 75,806,000 |
| Allowance for loan losses | 743,000 | 765,000 | 801,000 | 825,000 |
| Securities available for sale | 31,569,000 | 31,357,000 | 27,965,000 | 25,812,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,547,000 | 102,995,000 | 101,432,000 | 100,969,000 |
| Interest-bearing deposits | 92,841,000 | 89,274,000 | 86,860,000 | 90,213,000 |
| Noninterest-bearing deposits | 13,706,000 | 13,721,000 | 14,572,000 | 10,756,000 |
| Equity capital | 10,352,000 | 10,950,000 | 11,303,000 | 10,963,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,273,000 | 2,550,000 | 3,872,000 | 5,123,000 |
| Interest expense | 141,000 | 292,000 | 455,000 | 640,000 |
| Net interest income | 1,132,000 | 2,258,000 | 3,417,000 | 4,483,000 |
| Noninterest income | 195,000 | 286,000 | 375,000 | 482,000 |
| Noninterest expense | 780,000 | 1,573,000 | 2,414,000 | 3,369,000 |
| Provision for loan losses | 10,000 | 10,000 | 40,000 | 135,000 |
| Pretax income | 541,000 | 966,000 | 1,346,000 | 1,469,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 541,000 | 966,000 | 1,346,000 | 1,469,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,341,000 | 10,516,000 | 10,796,000 | 10,500,000 |
| Total capital | 11,084,000 | 11,281,000 | 11,597,000 | 11,325,000 |
| Risk-weighted assets | 71,881,000 | 72,081,000 | 76,029,000 | 78,829,000 |