Call reports 2011
FREESTAR BANK, NATIONAL ASSOCIATION — 2011
What FREESTAR BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 |
|---|---|---|---|
| Total assets | 410,199,000 | 401,838,000 | 406,335,000 |
| Total loans | 250,291,000 | 252,207,000 | 252,861,000 |
| Allowance for loan losses | 3,204,000 | 3,169,000 | 3,271,000 |
| Securities available for sale | 99,947,000 | 97,756,000 | 101,300,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 324,394,000 | 320,874,000 | 322,317,000 |
| Interest-bearing deposits | 267,046,000 | 268,749,000 | 269,215,000 |
| Noninterest-bearing deposits | 57,348,000 | 52,125,000 | 53,102,000 |
| Equity capital | 42,439,000 | 42,909,000 | 43,671,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 |
|---|---|---|---|
| Interest income | 4,966,000 | 9,813,000 | 14,735,000 |
| Interest expense | 906,000 | 1,801,000 | 2,632,000 |
| Net interest income | 4,060,000 | 8,012,000 | 12,103,000 |
| Noninterest income | 1,211,000 | 2,360,000 | 3,556,000 |
| Noninterest expense | 3,662,000 | 7,436,000 | 10,969,000 |
| Provision for loan losses | 76,000 | 202,000 | 703,000 |
| Pretax income | 1,540,000 | 2,741,000 | 3,994,000 |
| Income tax | 12,000 | 35,000 | 57,000 |
| Net income | 1,528,000 | 2,706,000 | 3,937,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 |
|---|---|---|---|
| Tier 1 capital | 33,013,000 | 33,192,000 | 33,643,000 |
| Total capital | 36,217,000 | 36,361,000 | 36,914,000 |
| Risk-weighted assets | 271,357,000 | 277,896,000 | 281,192,000 |