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Call reports 2006

FREESTAR BANK, NATIONAL ASSOCIATION — 2006

What FREESTAR BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2006, quarter by quarter.

PERIOD: 2006SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/643623c4-df2b-4f04-8398-338e18b72c88/2006

Balance sheet

What the bank holds and owes at quarter end

Measure2006Q12006Q22006Q32006Q4
Total assets267,944,000268,501,000282,275,000300,659,000
Total loans171,741,000178,745,000186,701,000188,617,000
Allowance for loan losses2,114,0001,948,0002,023,0002,029,000
Securities available for sale66,941,00064,810,00063,573,00070,410,000
Securities held to maturity0000
Trading assets0000
Total deposits197,466,000202,738,000214,480,000226,379,000
Interest-bearing deposits167,102,000171,445,000182,517,000190,021,000
Noninterest-bearing deposits30,364,00031,293,00031,963,00036,358,000
Equity capital23,301,00021,895,00022,754,00023,669,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2006Q12006Q22006Q32006Q4
Interest income3,771,0007,656,00011,834,00016,247,000
Interest expense1,714,0003,598,0005,712,0008,028,000
Net interest income2,057,0004,058,0006,122,0008,219,000
Noninterest income769,0001,603,0002,473,0003,305,000
Noninterest expense2,149,0004,574,0006,975,0009,263,000
Provision for loan losses50,000100,000150,000220,000
Pretax income627,000949,0001,432,0002,003,000
Income tax3,0002,00011,00020,000
Net income624,000947,0001,421,0001,983,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2006Q12006Q22006Q32006Q4
Tier 1 capital23,164,00022,583,00022,866,00023,478,000
Total capital25,278,00024,531,00024,889,00025,507,000
Risk-weighted assets182,226,000187,467,000199,568,000204,938,000

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