Call reports 2005
FREESTAR BANK, NATIONAL ASSOCIATION — 2005
What FREESTAR BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 253,834,000 | 256,061,000 | 261,215,000 | 267,181,000 |
| Total loans | 155,430,000 | 158,062,000 | 165,289,000 | 171,098,000 |
| Allowance for loan losses | 2,236,000 | 2,218,000 | 2,189,000 | 2,129,000 |
| Securities available for sale | 78,461,000 | 76,235,000 | 73,064,000 | 69,751,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 181,552,000 | 181,636,000 | 189,515,000 | 195,473,000 |
| Interest-bearing deposits | 153,822,000 | 152,673,000 | 161,331,000 | 162,538,000 |
| Noninterest-bearing deposits | 27,730,000 | 28,963,000 | 28,184,000 | 32,935,000 |
| Equity capital | 21,966,000 | 22,491,000 | 22,955,000 | 23,227,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,229,000 | 6,571,000 | 10,069,000 | 13,734,000 |
| Interest expense | 1,144,000 | 2,408,000 | 3,802,000 | 5,368,000 |
| Net interest income | 2,085,000 | 4,163,000 | 6,267,000 | 8,366,000 |
| Noninterest income | 1,014,000 | 1,815,000 | 2,718,000 | 3,576,000 |
| Noninterest expense | 1,990,000 | 3,975,000 | 5,945,000 | 7,926,000 |
| Provision for loan losses | 87,000 | 124,000 | 124,000 | 124,000 |
| Pretax income | 1,022,000 | 1,873,000 | 2,910,000 | 3,868,000 |
| Income tax | 0 | -2,000 | -2,000 | -2,000 |
| Net income | 1,022,000 | 1,875,000 | 2,912,000 | 3,870,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,386,000 | 21,514,000 | 22,184,000 | 22,941,000 |
| Total capital | 23,441,000 | 23,612,000 | 24,357,000 | 25,070,000 |
| Risk-weighted assets | 164,238,000 | 167,683,000 | 173,840,000 | 178,883,000 |
Machine access — free, no API key
Every figure shown here about FREESTAR BANK, NATIONAL ASSOCIATION — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.