Call reports 2002
FREESTAR BANK, NATIONAL ASSOCIATION — 2002
What FREESTAR BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 212,708,000 | 214,491,000 | 225,851,000 | 221,433,000 |
| Total loans | 136,062,000 | 136,009,000 | 133,906,000 | 136,016,000 |
| Allowance for loan losses | 1,947,000 | 1,926,000 | 1,964,000 | 1,972,000 |
| Securities available for sale | 58,540,000 | 62,905,000 | 62,957,000 | 62,421,000 |
| Securities held to maturity | 120,000 | 120,000 | 120,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 169,121,000 | 166,822,000 | 169,893,000 | 172,319,000 |
| Interest-bearing deposits | 146,562,000 | 143,453,000 | 145,783,000 | 145,464,000 |
| Noninterest-bearing deposits | 22,559,000 | 23,369,000 | 24,110,000 | 26,855,000 |
| Equity capital | 18,306,000 | 19,369,000 | 20,391,000 | 18,246,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,436,000 | 6,666,000 | 9,949,000 | 13,018,000 |
| Interest expense | 1,424,000 | 2,760,000 | 4,090,000 | 5,311,000 |
| Net interest income | 2,012,000 | 3,906,000 | 5,859,000 | 7,707,000 |
| Noninterest income | 438,000 | 1,079,000 | 1,851,000 | 2,882,000 |
| Noninterest expense | 1,709,000 | 3,456,000 | 5,447,000 | 7,449,000 |
| Provision for loan losses | 30,000 | 60,000 | 140,000 | 279,000 |
| Pretax income | 781,000 | 1,555,000 | 2,253,000 | 2,991,000 |
| Income tax | 245,000 | 485,000 | 700,000 | 917,000 |
| Net income | 536,000 | 1,070,000 | 1,553,000 | 2,074,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,221,000 | 16,629,000 | 16,990,000 | 15,560,000 |
| Total capital | 17,918,000 | 18,299,000 | 18,735,000 | 17,322,000 |
| Risk-weighted assets | 135,550,000 | 133,350,000 | 139,403,000 | 140,714,000 |