Call reports 2001
FREESTAR BANK, NATIONAL ASSOCIATION — 2001
What FREESTAR BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 185,210,000 | 185,884,000 | 214,445,000 | 217,206,000 |
| Total loans | 118,660,000 | 115,562,000 | 131,580,000 | 135,456,000 |
| Allowance for loan losses | 2,155,000 | 2,153,000 | 2,148,000 | 2,089,000 |
| Securities available for sale | 47,174,000 | 55,712,000 | 59,390,000 | 63,592,000 |
| Securities held to maturity | 844,000 | 843,000 | 842,000 | 396,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,561,000 | 147,443,000 | 167,192,000 | 168,586,000 |
| Interest-bearing deposits | 128,899,000 | 130,607,000 | 145,150,000 | 141,075,000 |
| Noninterest-bearing deposits | 16,662,000 | 16,836,000 | 22,042,000 | 27,511,000 |
| Equity capital | 17,602,000 | 17,592,000 | 18,236,000 | 18,094,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,374,000 | 6,646,000 | 10,104,000 | 13,846,000 |
| Interest expense | 1,925,000 | 3,807,000 | 5,705,000 | 7,355,000 |
| Net interest income | 1,449,000 | 2,839,000 | 4,399,000 | 6,491,000 |
| Noninterest income | 407,000 | 858,000 | 1,294,000 | 2,025,000 |
| Noninterest expense | 1,327,000 | 2,704,000 | 4,251,000 | 6,243,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 508,000 | 994,000 | 1,644,000 | 2,460,000 |
| Income tax | 112,000 | 216,000 | 381,000 | 642,000 |
| Net income | 396,000 | 778,000 | 1,263,000 | 1,818,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,802,000 | 16,860,000 | 15,380,000 | 15,813,000 |
| Total capital | 18,266,000 | 18,291,000 | 17,047,000 | 17,482,000 |
| Risk-weighted assets | 116,423,000 | 113,789,000 | 132,844,000 | 133,112,000 |