Call reports 2012
PREMIER BANK — 2012
What PREMIER BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Total assets | 295,004,000 | 282,435,000 | 272,146,000 |
| Total loans | 192,645,000 | 179,463,000 | 172,054,000 |
| Allowance for loan losses | 7,552,000 | 6,118,000 | 5,617,000 |
| Securities available for sale | 17,950,000 | 13,433,000 | 12,921,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 265,124,000 | 253,039,000 | 245,272,000 |
| Interest-bearing deposits | 218,772,000 | 208,318,000 | 200,263,000 |
| Noninterest-bearing deposits | 46,352,000 | 44,721,000 | 45,009,000 |
| Equity capital | 10,624,000 | 10,260,000 | 8,909,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Interest income | 2,830,000 | 5,526,000 | 8,125,000 |
| Interest expense | 448,000 | 820,000 | 1,155,000 |
| Net interest income | 2,382,000 | 4,706,000 | 6,970,000 |
| Noninterest income | 341,000 | 615,000 | 1,310,000 |
| Noninterest expense | 2,891,000 | 5,665,000 | 9,551,000 |
| Provision for loan losses | 9,000 | 235,000 | 657,000 |
| Pretax income | -177,000 | -579,000 | -1,928,000 |
| Income tax | 0 | 0 | 0 |
| Net income | -177,000 | -579,000 | -1,928,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Tier 1 capital | 10,213,000 | 9,811,000 | 8,451,000 |
| Total capital | 12,682,000 | 12,130,000 | 10,668,000 |
| Risk-weighted assets | 192,078,000 | 180,843,000 | 173,971,000 |