Call reports 2011
PREMIER BANK — 2011
What PREMIER BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 343,545,000 | 334,468,000 | 328,362,000 | 296,532,000 |
| Total loans | 238,740,000 | 224,951,000 | 206,890,000 | 200,143,000 |
| Allowance for loan losses | 10,840,000 | 10,333,000 | 8,686,000 | 7,798,000 |
| Securities available for sale | 26,036,000 | 22,766,000 | 18,237,000 | 18,356,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 291,459,000 | 288,239,000 | 284,944,000 | 264,480,000 |
| Interest-bearing deposits | 247,992,000 | 242,429,000 | 240,161,000 | 222,179,000 |
| Noninterest-bearing deposits | 43,467,000 | 45,810,000 | 44,783,000 | 42,301,000 |
| Equity capital | 16,401,000 | 13,721,000 | 12,246,000 | 10,800,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,350,000 | 6,518,000 | 9,621,000 | 12,588,000 |
| Interest expense | 955,000 | 1,882,000 | 2,670,000 | 3,308,000 |
| Net interest income | 2,395,000 | 4,636,000 | 6,951,000 | 9,280,000 |
| Noninterest income | 805,000 | 1,552,000 | 1,981,000 | 2,206,000 |
| Noninterest expense | 3,425,000 | 6,735,000 | 10,169,000 | 13,491,000 |
| Provision for loan losses | 3,322,000 | 5,769,000 | 7,673,000 | 8,338,000 |
| Pretax income | -3,547,000 | -6,316,000 | -8,910,000 | -10,343,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -3,547,000 | -6,316,000 | -8,910,000 | -10,343,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,138,000 | 13,369,000 | 11,824,000 | 10,390,000 |
| Total capital | 19,215,000 | 16,247,000 | 14,508,000 | 12,963,000 |
| Risk-weighted assets | 237,311,000 | 220,597,000 | 207,676,000 | 200,376,000 |