Call reports 2010
PREMIER BANK — 2010
What PREMIER BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 422,656,000 | 414,453,000 | 394,106,000 | 357,250,000 |
| Total loans | 281,136,000 | 277,917,000 | 267,820,000 | 254,553,000 |
| Allowance for loan losses | 7,762,000 | 8,156,000 | 9,354,000 | 10,124,000 |
| Securities available for sale | 27,268,000 | 24,052,000 | 19,916,000 | 26,023,000 |
| Securities held to maturity | 16,901,000 | 16,871,000 | 16,866,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 353,831,000 | 339,631,000 | 329,123,000 | 298,756,000 |
| Interest-bearing deposits | 311,275,000 | 292,703,000 | 284,000,000 | 255,423,000 |
| Noninterest-bearing deposits | 42,556,000 | 46,928,000 | 45,123,000 | 43,333,000 |
| Equity capital | 30,662,000 | 30,580,000 | 28,278,000 | 19,885,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 4,950,000 | 9,517,000 | 13,752,000 | 17,476,000 |
| Interest expense | 1,479,000 | 2,864,000 | 4,283,000 | 5,354,000 |
| Net interest income | 3,471,000 | 6,653,000 | 9,469,000 | 12,122,000 |
| Noninterest income | 880,000 | 1,723,000 | 1,989,000 | 2,395,000 |
| Noninterest expense | 3,641,000 | 7,351,000 | 11,132,000 | 15,198,000 |
| Provision for loan losses | 596,000 | 2,033,000 | 3,809,000 | 7,850,000 |
| Pretax income | 114,000 | -865,000 | -2,677,000 | -7,399,000 |
| Income tax | 0 | 0 | 0 | 3,625,000 |
| Net income | 114,000 | -865,000 | -2,677,000 | -11,024,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,826,000 | 26,650,000 | 24,541,000 | 19,672,000 |
| Total capital | 30,591,000 | 30,314,000 | 28,102,000 | 23,030,000 |
| Risk-weighted assets | 297,146,000 | 288,647,000 | 279,091,000 | 261,895,000 |