Call reports 2009
PREMIER BANK — 2009
What PREMIER BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 440,944,000 | 428,762,000 | 411,866,000 | 422,019,000 |
| Total loans | 304,977,000 | 313,453,000 | 308,759,000 | 295,565,000 |
| Allowance for loan losses | 6,430,000 | 6,644,000 | 7,944,000 | 9,112,000 |
| Securities available for sale | 47,999,000 | 35,716,000 | 31,687,000 | 28,961,000 |
| Securities held to maturity | 16,944,000 | 16,914,000 | 16,909,000 | 16,905,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 351,519,000 | 339,592,000 | 328,794,000 | 354,869,000 |
| Interest-bearing deposits | 306,803,000 | 296,452,000 | 283,416,000 | 310,107,000 |
| Noninterest-bearing deposits | 44,716,000 | 43,140,000 | 45,378,000 | 44,762,000 |
| Equity capital | 35,635,000 | 36,534,000 | 36,126,000 | 30,494,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 5,659,000 | 11,390,000 | 16,845,000 | 22,004,000 |
| Interest expense | 2,573,000 | 4,821,000 | 6,766,000 | 8,450,000 |
| Net interest income | 3,086,000 | 6,569,000 | 10,079,000 | 13,554,000 |
| Noninterest income | 449,000 | 902,000 | 1,942,000 | 3,120,000 |
| Noninterest expense | 3,439,000 | 7,187,000 | 10,726,000 | 14,889,000 |
| Provision for loan losses | 1,358,000 | 4,005,000 | 6,196,000 | 14,314,000 |
| Pretax income | -1,252,000 | -3,653,000 | -4,833,000 | -12,461,000 |
| Income tax | -666,000 | -1,645,000 | -2,174,000 | -2,254,000 |
| Net income | -586,000 | -2,008,000 | -2,659,000 | -10,207,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,878,000 | 33,366,000 | 32,350,000 | 26,671,000 |
| Total capital | 38,995,000 | 37,455,000 | 36,363,000 | 30,542,000 |
| Risk-weighted assets | 327,021,000 | 324,547,000 | 316,152,000 | 304,426,000 |