Call reports 2008
PREMIER BANK — 2008
What PREMIER BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 422,679,000 | 409,307,000 | 418,957,000 | 430,848,000 |
| Total loans | 308,874,000 | 303,909,000 | 308,224,000 | 311,452,000 |
| Allowance for loan losses | 4,363,000 | 4,262,000 | 4,693,000 | 5,821,000 |
| Securities available for sale | 57,265,000 | 56,145,000 | 53,072,000 | 53,023,000 |
| Securities held to maturity | 16,831,000 | 16,958,000 | 16,953,000 | 16,948,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 328,744,000 | 313,394,000 | 326,727,000 | 349,035,000 |
| Interest-bearing deposits | 282,041,000 | 266,184,000 | 282,142,000 | 307,080,000 |
| Noninterest-bearing deposits | 46,703,000 | 47,210,000 | 44,585,000 | 41,955,000 |
| Equity capital | 33,706,000 | 33,726,000 | 32,917,000 | 30,545,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 6,930,000 | 13,305,000 | 19,620,000 | 25,605,000 |
| Interest expense | 3,306,000 | 6,018,000 | 8,652,000 | 11,392,000 |
| Net interest income | 3,624,000 | 7,287,000 | 10,968,000 | 14,213,000 |
| Noninterest income | 852,000 | 1,783,000 | 2,640,000 | 2,479,000 |
| Noninterest expense | 3,062,000 | 6,457,000 | 9,829,000 | 13,495,000 |
| Provision for loan losses | 603,000 | 1,214,000 | 2,393,000 | 6,416,000 |
| Pretax income | 811,000 | 1,399,000 | 419,000 | -4,186,000 |
| Income tax | 211,000 | 339,000 | -125,000 | -1,907,000 |
| Net income | 600,000 | 1,060,000 | 544,000 | -2,279,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,101,000 | 33,522,000 | 33,075,000 | 29,949,000 |
| Total capital | 37,247,000 | 37,629,000 | 37,195,000 | 34,058,000 |
| Risk-weighted assets | 331,444,000 | 328,412,000 | 329,009,000 | 327,043,000 |
Machine access — free, no API key
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