Call reports 2007
PREMIER BANK — 2007
What PREMIER BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 418,686,000 | 429,410,000 | 417,129,000 | 435,623,000 |
| Total loans | 310,527,000 | 310,763,000 | 307,838,000 | 318,187,000 |
| Allowance for loan losses | 3,864,000 | 3,830,000 | 4,148,000 | 4,458,000 |
| Securities available for sale | 57,288,000 | 53,484,000 | 64,300,000 | 62,162,000 |
| Securities held to maturity | 10,136,000 | 13,188,000 | 13,779,000 | 16,776,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 317,086,000 | 331,340,000 | 312,419,000 | 332,741,000 |
| Interest-bearing deposits | 265,283,000 | 280,974,000 | 268,014,000 | 302,711,000 |
| Noninterest-bearing deposits | 51,803,000 | 50,366,000 | 44,405,000 | 30,030,000 |
| Equity capital | 30,827,000 | 31,389,000 | 32,246,000 | 32,034,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 7,208,000 | 14,763,000 | 22,340,000 | 29,582,000 |
| Interest expense | 3,504,000 | 7,269,000 | 11,108,000 | 14,781,000 |
| Net interest income | 3,704,000 | 7,494,000 | 11,232,000 | 14,801,000 |
| Noninterest income | 843,000 | 1,898,000 | 2,876,000 | 3,835,000 |
| Noninterest expense | 3,146,000 | 6,259,000 | 9,337,000 | 12,595,000 |
| Provision for loan losses | 159,000 | 272,000 | 832,000 | 2,912,000 |
| Pretax income | 1,242,000 | 2,861,000 | 3,939,000 | 3,128,000 |
| Income tax | 407,000 | 952,000 | 1,285,000 | 815,000 |
| Net income | 835,000 | 1,909,000 | 2,654,000 | 2,313,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,042,000 | 31,847,000 | 32,345,000 | 31,735,000 |
| Total capital | 34,906,000 | 35,677,000 | 36,493,000 | 36,006,000 |
| Risk-weighted assets | 335,520,000 | 332,551,000 | 332,513,000 | 341,531,000 |