Call reports 2006
PREMIER BANK — 2006
What PREMIER BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 333,613,000 | 352,401,000 | 376,142,000 | 400,958,000 |
| Total loans | 248,932,000 | 257,287,000 | 284,752,000 | 298,191,000 |
| Allowance for loan losses | 2,932,000 | 3,054,000 | 3,335,000 | 3,681,000 |
| Securities available for sale | 39,363,000 | 46,268,000 | 53,226,000 | 57,611,000 |
| Securities held to maturity | 7,323,000 | 8,858,000 | 8,854,000 | 9,640,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 258,510,000 | 280,170,000 | 296,816,000 | 310,824,000 |
| Interest-bearing deposits | 200,183,000 | 203,528,000 | 243,591,000 | 260,265,000 |
| Noninterest-bearing deposits | 58,327,000 | 76,642,000 | 53,225,000 | 50,559,000 |
| Equity capital | 25,190,000 | 27,662,000 | 28,807,000 | 29,862,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 5,338,000 | 11,178,000 | 17,828,000 | 24,933,000 |
| Interest expense | 1,964,000 | 4,332,000 | 7,275,000 | 10,603,000 |
| Net interest income | 3,374,000 | 6,846,000 | 10,553,000 | 14,330,000 |
| Noninterest income | 796,000 | 1,769,000 | 2,728,000 | 3,708,000 |
| Noninterest expense | 2,797,000 | 5,663,000 | 8,608,000 | 11,711,000 |
| Provision for loan losses | 162,000 | 310,000 | 624,000 | 1,049,000 |
| Pretax income | 1,211,000 | 2,642,000 | 4,049,000 | 5,278,000 |
| Income tax | 360,000 | 789,000 | 1,295,000 | 1,770,000 |
| Net income | 851,000 | 1,853,000 | 2,754,000 | 3,508,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,761,000 | 28,395,000 | 29,102,000 | 30,181,000 |
| Total capital | 28,693,000 | 31,449,000 | 32,437,000 | 33,862,000 |
| Risk-weighted assets | 271,602,000 | 282,682,000 | 309,698,000 | 318,296,000 |