Call reports 2005
PREMIER BANK — 2005
What PREMIER BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 270,471,000 | 295,469,000 | 307,824,000 | 324,746,000 |
| Total loans | 208,163,000 | 218,367,000 | 234,296,000 | 241,987,000 |
| Allowance for loan losses | 2,410,000 | 2,348,000 | 2,635,000 | 2,810,000 |
| Securities available for sale | 30,489,000 | 31,953,000 | 32,658,000 | 35,252,000 |
| Securities held to maturity | 3,434,000 | 3,431,000 | 5,724,000 | 7,328,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 217,057,000 | 230,081,000 | 239,140,000 | 254,055,000 |
| Interest-bearing deposits | 172,364,000 | 179,643,000 | 183,077,000 | 199,176,000 |
| Noninterest-bearing deposits | 44,693,000 | 50,438,000 | 56,063,000 | 54,879,000 |
| Equity capital | 19,726,000 | 21,595,000 | 24,224,000 | 24,514,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,647,000 | 7,833,000 | 12,454,000 | 17,540,000 |
| Interest expense | 1,035,000 | 2,313,000 | 3,816,000 | 5,554,000 |
| Net interest income | 2,612,000 | 5,520,000 | 8,638,000 | 11,986,000 |
| Noninterest income | 727,000 | 1,507,000 | 2,422,000 | 3,299,000 |
| Noninterest expense | 2,286,000 | 4,725,000 | 7,306,000 | 10,206,000 |
| Provision for loan losses | 117,000 | 301,000 | 607,000 | 815,000 |
| Pretax income | 925,000 | 1,990,000 | 3,136,000 | 4,253,000 |
| Income tax | 335,000 | 716,000 | 1,117,000 | 1,516,000 |
| Net income | 590,000 | 1,274,000 | 2,019,000 | 2,737,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,045,000 | 21,734,000 | 24,504,000 | 24,890,000 |
| Total capital | 22,455,000 | 24,082,000 | 27,139,000 | 27,700,000 |
| Risk-weighted assets | 215,244,000 | 228,677,000 | 243,529,000 | 263,960,000 |
Machine access — free, no API key
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