Call reports 2021
EVOLVE BANK & TRUST — 2021
What EVOLVE BANK & TRUST reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 670,844,000 | 711,664,000 | 628,521,000 | 788,114,000 |
| Total loans | 553,246,000 | 530,715,000 | 527,940,000 | 574,753,000 |
| Allowance for loan losses | 7,111,000 | 7,168,000 | 7,547,000 | 8,052,000 |
| Securities available for sale | 15,578,000 | 15,116,000 | 16,075,000 | 41,877,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 497,530,000 | 508,484,000 | 461,865,000 | 639,128,000 |
| Interest-bearing deposits | 179,677,000 | 178,679,000 | 179,818,000 | 194,969,000 |
| Noninterest-bearing deposits | 317,853,000 | 329,805,000 | 282,047,000 | 444,159,000 |
| Equity capital | 59,429,000 | 62,109,000 | 69,316,000 | 71,541,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 6,761,000 | 13,002,000 | 19,875,000 | 26,480,000 |
| Interest expense | 421,000 | 798,000 | 1,119,000 | 1,408,000 |
| Net interest income | 6,340,000 | 12,204,000 | 18,756,000 | 25,072,000 |
| Noninterest income | 25,820,000 | 48,688,000 | 73,393,000 | 96,625,000 |
| Noninterest expense | 26,462,000 | 51,682,000 | 77,674,000 | 103,638,000 |
| Provision for loan losses | 0 | 0 | 125,000 | 565,000 |
| Pretax income | 5,698,000 | 9,210,000 | 14,350,000 | 17,494,000 |
| Income tax | 1,469,000 | 2,383,000 | 3,718,000 | 4,540,000 |
| Net income | 4,229,000 | 6,827,000 | 10,632,000 | 12,954,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,182,000 | 58,842,000 | 66,010,000 | 68,347,000 |
| Total capital | 61,623,000 | 64,466,000 | 71,792,000 | 75,144,000 |
| Risk-weighted assets | 433,592,000 | 448,347,000 | 460,775,000 | 542,522,000 |