Call reports 2019
EVOLVE BANK & TRUST — 2019
What EVOLVE BANK & TRUST reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 478,286,000 | 502,423,000 | 518,755,000 | 451,290,000 |
| Total loans | 393,406,000 | 413,157,000 | 418,852,000 | 389,273,000 |
| Allowance for loan losses | 5,994,000 | 6,087,000 | 6,207,000 | 6,345,000 |
| Securities available for sale | 20,260,000 | 20,113,000 | 20,085,000 | 9,804,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 399,546,000 | 421,764,000 | 434,050,000 | 373,643,000 |
| Interest-bearing deposits | 223,461,000 | 209,345,000 | 239,454,000 | 186,761,000 |
| Noninterest-bearing deposits | 176,085,000 | 212,419,000 | 194,596,000 | 186,882,000 |
| Equity capital | 42,505,000 | 42,841,000 | 44,537,000 | 45,569,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 5,912,000 | 11,999,000 | 18,247,000 | 24,240,000 |
| Interest expense | 1,284,000 | 2,474,000 | 3,645,000 | 4,744,000 |
| Net interest income | 4,628,000 | 9,525,000 | 14,602,000 | 19,496,000 |
| Noninterest income | 8,405,000 | 17,943,000 | 30,239,000 | 43,542,000 |
| Noninterest expense | 11,930,000 | 24,558,000 | 39,494,000 | 55,636,000 |
| Provision for loan losses | 211,000 | 424,000 | 561,000 | 945,000 |
| Pretax income | 892,000 | 2,486,000 | 4,786,000 | 6,457,000 |
| Income tax | 241,000 | 662,000 | 1,271,000 | 1,760,000 |
| Net income | 651,000 | 1,824,000 | 3,515,000 | 4,697,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,828,000 | 40,028,000 | 41,674,000 | 42,658,000 |
| Total capital | 44,524,000 | 44,893,000 | 46,583,000 | 47,418,000 |
| Risk-weighted assets | 374,390,000 | 387,939,000 | 391,354,000 | 379,203,000 |