Call reports 2018
EVOLVE BANK & TRUST — 2018
What EVOLVE BANK & TRUST reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 460,488,000 | 473,025,000 | 489,144,000 | 473,202,000 |
| Total loans | 402,664,000 | 414,367,000 | 423,313,000 | 396,545,000 |
| Allowance for loan losses | 6,685,000 | 6,435,000 | 6,286,000 | 6,178,000 |
| Securities available for sale | 19,779,000 | 19,521,000 | 20,237,000 | 21,262,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 359,699,000 | 369,538,000 | 385,845,000 | 383,824,000 |
| Interest-bearing deposits | 250,831,000 | 247,602,000 | 259,710,000 | 253,384,000 |
| Noninterest-bearing deposits | 108,868,000 | 121,936,000 | 126,135,000 | 130,440,000 |
| Equity capital | 40,117,000 | 40,506,000 | 41,391,000 | 42,328,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 5,629,000 | 11,760,000 | 18,057,000 | 24,073,000 |
| Interest expense | 931,000 | 1,988,000 | 3,174,000 | 4,547,000 |
| Net interest income | 4,698,000 | 9,772,000 | 14,883,000 | 19,526,000 |
| Noninterest income | 8,196,000 | 19,838,000 | 30,556,000 | 38,548,000 |
| Noninterest expense | 11,610,000 | 26,525,000 | 40,251,000 | 51,423,000 |
| Provision for loan losses | 504,000 | 645,000 | 733,000 | 787,000 |
| Pretax income | 780,000 | 2,440,000 | 4,455,000 | 5,864,000 |
| Income tax | 211,000 | 654,000 | 1,179,000 | 1,598,000 |
| Net income | 569,000 | 1,786,000 | 3,276,000 | 4,266,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,605,000 | 38,001,000 | 38,902,000 | 39,756,000 |
| Total capital | 42,298,000 | 42,824,000 | 43,781,000 | 44,510,000 |
| Risk-weighted assets | 373,451,000 | 384,228,000 | 388,913,000 | 378,865,000 |