Call reports 2015
EVOLVE BANK & TRUST — 2015
What EVOLVE BANK & TRUST reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 384,492,000 | 376,468,000 | 361,855,000 | 367,680,000 |
| Total loans | 334,980,000 | 324,002,000 | 304,075,000 | 303,227,000 |
| Allowance for loan losses | 4,509,000 | 4,831,000 | 4,648,000 | 4,710,000 |
| Securities available for sale | 18,992,000 | 18,878,000 | 19,278,000 | 19,243,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 267,381,000 | 260,151,000 | 279,919,000 | 266,707,000 |
| Interest-bearing deposits | 248,313,000 | 240,227,000 | 258,088,000 | 245,706,000 |
| Noninterest-bearing deposits | 19,068,000 | 19,924,000 | 21,831,000 | 21,001,000 |
| Equity capital | 35,160,000 | 35,722,000 | 36,320,000 | 36,301,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,922,000 | 7,999,000 | 12,229,000 | 15,932,000 |
| Interest expense | 630,000 | 1,263,000 | 1,881,000 | 2,539,000 |
| Net interest income | 3,292,000 | 6,736,000 | 10,348,000 | 13,393,000 |
| Noninterest income | 9,863,000 | 22,565,000 | 35,313,000 | 46,162,000 |
| Noninterest expense | 12,169,000 | 27,001,000 | 42,252,000 | 55,485,000 |
| Provision for loan losses | 275,000 | 510,000 | 554,000 | 1,149,000 |
| Pretax income | 711,000 | 1,790,000 | 2,855,000 | 2,921,000 |
| Income tax | 278,000 | 702,000 | 1,105,000 | 1,152,000 |
| Net income | 433,000 | 1,088,000 | 1,750,000 | 1,769,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,724,000 | 31,554,000 | 32,123,000 | 32,058,000 |
| Total capital | 35,121,000 | 35,026,000 | 35,493,000 | 35,433,000 |
| Risk-weighted assets | 270,718,000 | 275,113,000 | 267,036,000 | 267,253,000 |