Call reports 2013
EVOLVE BANK & TRUST — 2013
What EVOLVE BANK & TRUST reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 266,048,000 | 268,861,000 | 272,826,000 | 277,561,000 |
| Total loans | 217,312,000 | 212,195,000 | 180,903,000 | 187,178,000 |
| Allowance for loan losses | 3,870,000 | 4,231,000 | 4,195,000 | 4,030,000 |
| Securities available for sale | 21,228,000 | 22,215,000 | 19,394,000 | 38,487,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 209,114,000 | 209,700,000 | 192,806,000 | 197,129,000 |
| Interest-bearing deposits | 183,979,000 | 185,726,000 | 174,166,000 | 168,691,000 |
| Noninterest-bearing deposits | 25,135,000 | 23,975,000 | 18,640,000 | 28,438,000 |
| Equity capital | 26,539,000 | 27,802,000 | 28,166,000 | 28,052,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,759,000 | 5,686,000 | 8,311,000 | 10,875,000 |
| Interest expense | 399,000 | 772,000 | 1,149,000 | 1,526,000 |
| Net interest income | 2,360,000 | 4,914,000 | 7,162,000 | 9,349,000 |
| Noninterest income | 15,083,000 | 32,409,000 | 43,521,000 | 53,590,000 |
| Noninterest expense | 15,896,000 | 33,667,000 | 45,945,000 | 55,414,000 |
| Provision for loan losses | 351,000 | 831,000 | 981,000 | 1,216,000 |
| Pretax income | 1,196,000 | 2,825,000 | 3,757,000 | 6,309,000 |
| Income tax | 445,000 | 1,044,000 | 1,370,000 | 2,347,000 |
| Net income | 751,000 | 1,781,000 | 2,387,000 | 3,962,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,795,000 | 24,322,000 | 24,984,000 | 24,661,000 |
| Total capital | 25,059,000 | 26,501,000 | 27,149,000 | 26,966,000 |
| Risk-weighted assets | 179,461,000 | 172,604,000 | 171,291,000 | 182,675,000 |