Call reports 2012
EVOLVE BANK & TRUST — 2012
What EVOLVE BANK & TRUST reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 219,289,000 | 253,326,000 | 261,670,000 | 274,539,000 |
| Total loans | 180,387,000 | 218,071,000 | 218,256,000 | 222,853,000 |
| Allowance for loan losses | 2,078,000 | 2,926,000 | 3,571,000 | 3,780,000 |
| Securities available for sale | 25,793,000 | 21,730,000 | 20,468,000 | 22,294,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 172,516,000 | 179,527,000 | 188,426,000 | 214,225,000 |
| Interest-bearing deposits | 155,271,000 | 161,640,000 | 170,812,000 | 181,236,000 |
| Noninterest-bearing deposits | 17,245,000 | 17,887,000 | 17,614,000 | 32,989,000 |
| Equity capital | 22,490,000 | 23,351,000 | 24,355,000 | 25,815,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,481,000 | 5,045,000 | 7,662,000 | 10,612,000 |
| Interest expense | 344,000 | 735,000 | 1,131,000 | 1,544,000 |
| Net interest income | 2,137,000 | 4,310,000 | 6,531,000 | 9,068,000 |
| Noninterest income | 9,572,000 | 21,902,000 | 37,090,000 | 55,289,000 |
| Noninterest expense | 10,521,000 | 22,592,000 | 37,403,000 | 54,950,000 |
| Provision for loan losses | 442,000 | 1,412,000 | 2,343,000 | 2,894,000 |
| Pretax income | 800,000 | 2,262,000 | 3,929,000 | 6,567,000 |
| Income tax | 329,000 | 916,000 | 1,635,000 | 2,727,000 |
| Net income | 471,000 | 1,346,000 | 2,294,000 | 3,840,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,815,000 | 20,691,000 | 20,903,000 | 22,216,000 |
| Total capital | 21,723,000 | 22,890,000 | 22,995,000 | 24,452,000 |
| Risk-weighted assets | 152,645,000 | 175,137,000 | 165,855,000 | 177,234,000 |