Call reports 2009
EVOLVE BANK & TRUST — 2009
What EVOLVE BANK & TRUST reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 117,718,000 | 124,970,000 | 134,783,000 | 152,541,000 |
| Total loans | 64,171,000 | 69,529,000 | 72,079,000 | 90,700,000 |
| Allowance for loan losses | 732,000 | 777,000 | 758,000 | 660,000 |
| Securities available for sale | 28,906,000 | 38,882,000 | 49,094,000 | 45,361,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,694,000 | 99,732,000 | 106,402,000 | 114,400,000 |
| Interest-bearing deposits | 84,231,000 | 92,483,000 | 98,438,000 | 103,246,000 |
| Noninterest-bearing deposits | 8,463,000 | 7,249,000 | 7,964,000 | 11,154,000 |
| Equity capital | 13,585,000 | 13,697,000 | 14,375,000 | 14,370,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,537,000 | 2,917,000 | 4,555,000 | 6,448,000 |
| Interest expense | 463,000 | 897,000 | 1,281,000 | 1,742,000 |
| Net interest income | 1,074,000 | 2,020,000 | 3,274,000 | 4,706,000 |
| Noninterest income | 503,000 | 1,601,000 | 3,202,000 | 5,763,000 |
| Noninterest expense | 1,395,000 | 3,207,000 | 5,708,000 | 9,351,000 |
| Provision for loan losses | 105,000 | 150,000 | 255,000 | 366,000 |
| Pretax income | 327,000 | 514,000 | 763,000 | 1,077,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 327,000 | 514,000 | 763,000 | 1,077,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,149,000 | 11,336,000 | 11,585,000 | 11,899,000 |
| Total capital | 11,881,000 | 12,113,000 | 12,343,000 | 12,559,000 |
| Risk-weighted assets | 72,455,000 | 80,796,000 | 87,321,000 | 99,299,000 |