Call reports 2006
EVOLVE BANK & TRUST — 2006
What EVOLVE BANK & TRUST reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 25,270,000 | 34,778,000 | 51,574,000 | 78,688,000 |
| Total loans | 11,634,000 | 17,938,000 | 37,065,000 | 55,420,000 |
| Allowance for loan losses | 413,000 | 329,000 | 339,000 | 370,000 |
| Securities available for sale | 9,250,000 | 8,413,000 | 10,247,000 | 14,580,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,133,000 | 24,042,000 | 40,561,000 | 67,403,000 |
| Interest-bearing deposits | 13,158,000 | 19,330,000 | 36,057,000 | 63,405,000 |
| Noninterest-bearing deposits | 4,974,000 | 4,712,000 | 4,504,000 | 3,998,000 |
| Equity capital | 4,952,000 | 8,459,000 | 8,636,000 | 8,792,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 325,000 | 766,000 | 1,413,000 | 2,604,000 |
| Interest expense | 126,000 | 312,000 | 603,000 | 1,268,000 |
| Net interest income | 199,000 | 454,000 | 810,000 | 1,336,000 |
| Noninterest income | 189,000 | 414,000 | 539,000 | 673,000 |
| Noninterest expense | 346,000 | 775,000 | 1,149,000 | 1,644,000 |
| Provision for loan losses | 0 | 0 | 10,000 | 40,000 |
| Pretax income | 42,000 | 93,000 | 190,000 | 325,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 42,000 | 93,000 | 190,000 | 325,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,596,000 | 6,147,000 | 6,244,000 | 6,379,000 |
| Total capital | 2,746,000 | 6,342,000 | 6,583,000 | 6,749,000 |
| Risk-weighted assets | 11,219,000 | 15,499,000 | 40,294,000 | 65,358,000 |