Call reports 2003
EVOLVE BANK & TRUST — 2003
What EVOLVE BANK & TRUST reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 21,689,000 | 21,628,000 | 22,102,000 | 22,018,000 |
| Total loans | 11,387,000 | 12,621,000 | 12,373,000 | 12,354,000 |
| Allowance for loan losses | 563,000 | 539,000 | 512,000 | 507,000 |
| Securities available for sale | 7,899,000 | 6,505,000 | 7,222,000 | 8,673,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,123,000 | 16,976,000 | 17,465,000 | 17,493,000 |
| Interest-bearing deposits | 14,000,000 | 13,449,000 | 13,873,000 | 13,875,000 |
| Noninterest-bearing deposits | 3,123,000 | 3,527,000 | 3,592,000 | 3,618,000 |
| Equity capital | 2,447,000 | 2,486,000 | 2,504,000 | 2,434,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 332,000 | 675,000 | 1,011,000 | 1,348,000 |
| Interest expense | 106,000 | 208,000 | 307,000 | 397,000 |
| Net interest income | 226,000 | 467,000 | 704,000 | 951,000 |
| Noninterest income | 34,000 | 64,000 | 169,000 | 227,000 |
| Noninterest expense | 294,000 | 560,000 | 821,000 | 1,076,000 |
| Provision for loan losses | 2,000 | 2,000 | 2,000 | 3,000 |
| Pretax income | -36,000 | -26,000 | 69,000 | 118,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -36,000 | -26,000 | 69,000 | 118,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,404,000 | 2,405,000 | 2,500,000 | 2,424,000 |
| Total capital | 2,541,000 | 2,562,000 | 2,667,000 | 2,590,000 |
| Risk-weighted assets | 10,523,000 | 12,159,000 | 12,984,000 | 12,934,000 |