Call reports 2001
EVOLVE BANK & TRUST — 2001
What EVOLVE BANK & TRUST reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 45,333,000 | 43,136,000 | 37,728,000 | 35,299,000 |
| Total loans | 25,977,000 | 24,546,000 | 23,159,000 | 19,679,000 |
| Allowance for loan losses | 682,000 | 498,000 | 783,000 | 806,000 |
| Securities available for sale | 7,926,000 | 10,020,000 | 10,132,000 | 4,571,000 |
| Securities held to maturity | 2,030,000 | 30,000 | 30,000 | 30,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,017,000 | 36,333,000 | 31,843,000 | 28,765,000 |
| Interest-bearing deposits | 33,720,000 | 31,170,000 | 27,501,000 | 23,923,000 |
| Noninterest-bearing deposits | 4,297,000 | 5,163,000 | 4,342,000 | 4,842,000 |
| Equity capital | 2,784,000 | 2,297,000 | 1,389,000 | 2,202,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 834,000 | 1,599,000 | 2,247,000 | 2,851,000 |
| Interest expense | 526,000 | 1,014,000 | 1,433,000 | 1,762,000 |
| Net interest income | 308,000 | 585,000 | 814,000 | 1,089,000 |
| Noninterest income | 91,000 | 204,000 | 310,000 | 257,000 |
| Noninterest expense | 413,000 | 809,000 | 1,275,000 | 1,582,000 |
| Provision for loan losses | 183,000 | 45,000 | 829,000 | 1,010,000 |
| Pretax income | -197,000 | -67,000 | -982,000 | -1,212,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -197,000 | -67,000 | -982,000 | -1,212,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,546,000 | 2,035,000 | 1,121,000 | 1,990,000 |
| Total capital | 2,878,000 | 2,343,000 | 1,411,000 | 2,242,000 |
| Risk-weighted assets | 25,922,000 | 24,796,000 | 22,944,000 | 19,595,000 |