Call reports 2004
FIRST NATIONAL BANK — 2004
What FIRST NATIONAL BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 |
|---|---|---|---|
| Total assets | 45,307,000 | 47,318,000 | 45,957,000 |
| Total loans | 27,754,000 | 28,504,000 | 29,662,000 |
| Allowance for loan losses | 367,000 | 370,000 | 460,000 |
| Securities available for sale | 3,271,000 | 2,236,000 | 2,242,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 40,730,000 | 42,552,000 | 41,167,000 |
| Interest-bearing deposits | 30,228,000 | 32,973,000 | 31,217,000 |
| Noninterest-bearing deposits | 10,502,000 | 9,580,000 | 9,950,000 |
| Equity capital | 4,488,000 | 4,683,000 | 4,638,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 |
|---|---|---|---|
| Interest income | 595,000 | 1,208,000 | 1,846,000 |
| Interest expense | 54,000 | 111,000 | 175,000 |
| Net interest income | 541,000 | 1,097,000 | 1,671,000 |
| Noninterest income | 183,000 | 430,000 | 526,000 |
| Noninterest expense | 370,000 | 703,000 | 1,113,000 |
| Provision for loan losses | 25,000 | 40,000 | 150,000 |
| Pretax income | 329,000 | 784,000 | 934,000 |
| Income tax | 0 | 0 | -15,000 |
| Net income | 329,000 | 784,000 | 949,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 |
|---|---|---|---|
| Tier 1 capital | 4,466,000 | 4,692,000 | 4,642,000 |
| Total capital | 4,816,000 | 5,055,000 | 5,011,000 |
| Risk-weighted assets | 27,974,000 | 29,040,000 | 29,433,000 |