Call reports 2001
FIRST NATIONAL BANK — 2001
What FIRST NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 42,299,000 | 40,577,000 | 40,259,000 | 41,159,000 |
| Total loans | 27,912,000 | 26,848,000 | 27,385,000 | 27,107,000 |
| Allowance for loan losses | 462,000 | 377,000 | 363,000 | 398,000 |
| Securities available for sale | 4,532,000 | 4,523,000 | 4,057,000 | 4,017,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,286,000 | 36,465,000 | 36,033,000 | 36,941,000 |
| Interest-bearing deposits | 29,192,000 | 27,743,000 | 28,317,000 | 28,876,000 |
| Noninterest-bearing deposits | 9,094,000 | 8,722,000 | 7,716,000 | 8,065,000 |
| Equity capital | 3,802,000 | 3,920,000 | 4,007,000 | 4,071,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 891,000 | 1,717,000 | 2,506,000 | 3,239,000 |
| Interest expense | 280,000 | 555,000 | 783,000 | 966,000 |
| Net interest income | 611,000 | 1,162,000 | 1,723,000 | 2,273,000 |
| Noninterest income | 111,000 | 240,000 | 360,000 | 477,000 |
| Noninterest expense | 390,000 | 760,000 | 1,181,000 | 1,579,000 |
| Provision for loan losses | 215,000 | 300,000 | 300,000 | 360,000 |
| Pretax income | 117,000 | 342,000 | 602,000 | 811,000 |
| Income tax | 0 | 1,000 | 5,000 | 9,000 |
| Net income | 117,000 | 341,000 | 597,000 | 802,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,767,000 | 3,895,000 | 3,952,000 | 4,035,000 |
| Total capital | 4,112,000 | 4,227,000 | 4,288,000 | 4,371,000 |
| Risk-weighted assets | 27,458,000 | 26,541,000 | 26,835,000 | 26,783,000 |