Call reports 2020
PESHTIGO NATIONAL BANK — 2020
What PESHTIGO NATIONAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 213,068,000 | 239,062,000 | 247,176,000 | 258,098,000 |
| Total loans | 121,927,000 | 134,240,000 | 132,700,000 | 127,150,000 |
| Allowance for loan losses | 1,714,000 | 1,672,000 | 1,672,000 | 1,736,000 |
| Securities available for sale | 66,359,000 | 65,164,000 | 69,988,000 | 76,881,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 187,737,000 | 208,755,000 | 216,726,000 | 231,622,000 |
| Interest-bearing deposits | 140,599,000 | 154,637,000 | 160,895,000 | 169,097,000 |
| Noninterest-bearing deposits | 47,138,000 | 54,118,000 | 55,831,000 | 62,525,000 |
| Equity capital | 24,859,000 | 25,888,000 | 25,907,000 | 26,044,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,038,000 | 4,058,000 | 6,143,000 | 8,465,000 |
| Interest expense | 287,000 | 536,000 | 760,000 | 973,000 |
| Net interest income | 1,751,000 | 3,522,000 | 5,383,000 | 7,492,000 |
| Noninterest income | 182,000 | 354,000 | 535,000 | 734,000 |
| Noninterest expense | 1,523,000 | 3,042,000 | 4,621,000 | 6,114,000 |
| Provision for loan losses | 0 | 0 | 0 | 60,000 |
| Pretax income | 410,000 | 834,000 | 1,297,000 | 2,058,000 |
| Income tax | 1,000 | 4,000 | 8,000 | 130,000 |
| Net income | 409,000 | 830,000 | 1,289,000 | 1,928,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,265,000 | 23,261,000 | 23,292,000 | 23,505,000 |