Call reports 2016
PESHTIGO NATIONAL BANK — 2016
What PESHTIGO NATIONAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 198,957,000 | 196,361,000 | 198,325,000 | 198,980,000 |
| Total loans | 130,717,000 | 132,888,000 | 136,197,000 | 135,052,000 |
| Allowance for loan losses | 1,927,000 | 1,948,000 | 1,954,000 | 1,942,000 |
| Securities available for sale | 40,391,000 | 40,553,000 | 40,515,000 | 39,909,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 174,998,000 | 171,747,000 | 173,378,000 | 176,422,000 |
| Interest-bearing deposits | 140,833,000 | 137,360,000 | 137,723,000 | 121,830,000 |
| Noninterest-bearing deposits | 34,165,000 | 34,387,000 | 35,655,000 | 54,592,000 |
| Equity capital | 23,483,000 | 24,128,000 | 24,309,000 | 22,006,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,963,000 | 4,009,000 | 6,036,000 | 8,080,000 |
| Interest expense | 194,000 | 391,000 | 590,000 | 791,000 |
| Net interest income | 1,769,000 | 3,618,000 | 5,446,000 | 7,289,000 |
| Noninterest income | 160,000 | 331,000 | 461,000 | 605,000 |
| Noninterest expense | 1,294,000 | 2,559,000 | 3,817,000 | 5,098,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 605,000 | 1,330,000 | 2,015,000 | 2,691,000 |
| Income tax | 2,000 | 5,000 | 7,000 | 9,000 |
| Net income | 603,000 | 1,325,000 | 2,008,000 | 2,682,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,964,000 | 23,356,000 | 23,709,000 | 22,692,000 |
| Total capital | 24,439,000 | 24,829,000 | 25,214,000 | 24,180,000 |
| Risk-weighted assets | 117,515,000 | 117,384,000 | 119,959,000 | 118,591,000 |