Call reports 2015
PESHTIGO NATIONAL BANK — 2015
What PESHTIGO NATIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 193,349,000 | 191,664,000 | 195,254,000 | 198,983,000 |
| Total loans | 124,132,000 | 126,854,000 | 130,211,000 | 129,888,000 |
| Allowance for loan losses | 1,933,000 | 1,940,000 | 1,912,000 | 1,894,000 |
| Securities available for sale | 31,016,000 | 31,127,000 | 33,983,000 | 35,922,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 170,691,000 | 168,954,000 | 171,809,000 | 175,567,000 |
| Interest-bearing deposits | 141,833,000 | 137,857,000 | 116,511,000 | 139,873,000 |
| Noninterest-bearing deposits | 28,858,000 | 31,097,000 | 55,298,000 | 35,694,000 |
| Equity capital | 22,256,000 | 22,253,000 | 22,857,000 | 22,881,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,848,000 | 3,748,000 | 5,677,000 | 7,639,000 |
| Interest expense | 198,000 | 397,000 | 598,000 | 796,000 |
| Net interest income | 1,650,000 | 3,351,000 | 5,079,000 | 6,843,000 |
| Noninterest income | 156,000 | 311,000 | 470,000 | 619,000 |
| Noninterest expense | 1,149,000 | 2,294,000 | 3,511,000 | 4,821,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 627,000 | 1,308,000 | 1,948,000 | 2,521,000 |
| Income tax | 3,000 | 7,000 | 9,000 | 11,000 |
| Net income | 624,000 | 1,301,000 | 1,939,000 | 2,510,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,795,000 | 22,142,000 | 22,450,000 | 22,691,000 |
| Total capital | 23,193,000 | 23,563,000 | 23,917,000 | 24,160,000 |
| Risk-weighted assets | 110,932,000 | 113,176,000 | 116,889,000 | 117,078,000 |