Call reports 2002
PESHTIGO NATIONAL BANK — 2002
What PESHTIGO NATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 54,668,000 | 55,257,000 | 56,691,000 | 56,846,000 |
| Total loans | 30,549,000 | 31,158,000 | 31,792,000 | 31,421,000 |
| Allowance for loan losses | 396,000 | 405,000 | 417,000 | 425,000 |
| Securities available for sale | 17,122,000 | 17,660,000 | 18,672,000 | 19,999,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,559,000 | 49,728,000 | 50,738,000 | 50,667,000 |
| Interest-bearing deposits | 40,829,000 | 41,187,000 | 41,648,000 | 41,794,000 |
| Noninterest-bearing deposits | 8,730,000 | 8,541,000 | 9,090,000 | 8,873,000 |
| Equity capital | 4,716,000 | 5,056,000 | 5,367,000 | 5,564,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 904,000 | 1,781,000 | 2,690,000 | 3,623,000 |
| Interest expense | 368,000 | 712,000 | 1,041,000 | 1,348,000 |
| Net interest income | 536,000 | 1,069,000 | 1,649,000 | 2,275,000 |
| Noninterest income | 40,000 | 75,000 | 114,000 | 168,000 |
| Noninterest expense | 316,000 | 609,000 | 914,000 | 1,235,000 |
| Provision for loan losses | 6,000 | 18,000 | 30,000 | 42,000 |
| Pretax income | 254,000 | 517,000 | 819,000 | 1,166,000 |
| Income tax | 75,000 | 166,000 | 265,000 | 383,000 |
| Net income | 179,000 | 351,000 | 554,000 | 783,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,668,000 | 4,826,000 | 4,994,000 | 5,179,000 |
| Total capital | 5,050,000 | 5,215,000 | 5,389,000 | 5,576,000 |
| Risk-weighted assets | 30,536,000 | 31,113,000 | 31,561,000 | 31,839,000 |