Call reports 2025
FIRST STATE BANK — 2025
What FIRST STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 592,804,000 | 608,579,000 | 643,796,000 | 626,692,000 |
| Total loans | 484,314,000 | 478,342,000 | 481,474,000 | 493,213,000 |
| Allowance for loan losses | 5,394,000 | 5,394,000 | 5,388,000 | 5,313,000 |
| Securities available for sale | 53,935,000 | 55,484,000 | 59,530,000 | 65,049,000 |
| Securities held to maturity | 9,455,000 | 9,213,000 | 9,127,000 | 9,056,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 499,143,000 | 512,031,000 | 545,330,000 | 523,876,000 |
| Interest-bearing deposits | 425,755,000 | 436,085,000 | 459,484,000 | 433,085,000 |
| Noninterest-bearing deposits | 73,388,000 | 75,946,000 | 85,846,000 | 90,791,000 |
| Equity capital | 69,881,000 | 71,990,000 | 74,689,000 | 78,665,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 6,971,000 | 14,410,000 | 22,229,000 | 30,181,000 |
| Interest expense | 2,994,000 | 6,108,000 | 9,413,000 | 12,807,000 |
| Net interest income | 3,977,000 | 8,302,000 | 12,816,000 | 17,374,000 |
| Noninterest income | 2,055,000 | 4,096,000 | 6,514,000 | 10,767,000 |
| Noninterest expense | 4,455,000 | 8,809,000 | 13,165,000 | 17,482,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,577,000 | 3,589,000 | 6,165,000 | 10,658,000 |
| Income tax | 281,000 | 668,000 | 1,190,000 | 2,134,000 |
| Net income | 1,296,000 | 2,921,000 | 4,975,000 | 8,524,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,095,000 | 75,730,000 | 77,795,000 | 81,354,000 |