Call reports 2024
FIRST STATE BANK — 2024
What FIRST STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 590,394,000 | 575,269,000 | 595,746,000 | 590,630,000 |
| Total loans | 465,332,000 | 464,781,000 | 468,534,000 | 488,302,000 |
| Allowance for loan losses | 4,889,000 | 5,394,000 | 5,394,000 | 5,394,000 |
| Securities available for sale | 56,623,000 | 54,856,000 | 55,195,000 | 53,171,000 |
| Securities held to maturity | 8,149,000 | 8,513,000 | 9,295,000 | 9,524,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 497,486,000 | 481,730,000 | 499,964,000 | 492,207,000 |
| Interest-bearing deposits | 427,276,000 | 409,017,000 | 421,344,000 | 406,583,000 |
| Noninterest-bearing deposits | 70,210,000 | 72,713,000 | 78,620,000 | 85,624,000 |
| Equity capital | 65,928,000 | 67,180,000 | 70,050,000 | 71,552,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 6,494,000 | 13,379,000 | 20,360,000 | 27,450,000 |
| Interest expense | 3,075,000 | 6,344,000 | 9,723,000 | 12,983,000 |
| Net interest income | 3,419,000 | 7,035,000 | 10,637,000 | 14,467,000 |
| Noninterest income | 2,033,000 | 3,975,000 | 6,301,000 | 9,832,000 |
| Noninterest expense | 4,142,000 | 8,294,000 | 12,429,000 | 16,721,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,310,000 | 2,716,000 | 4,509,000 | 7,578,000 |
| Income tax | 223,000 | 468,000 | 806,000 | 1,381,000 |
| Net income | 1,087,000 | 2,248,000 | 3,703,000 | 6,197,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 71,062,000 | 72,274,000 | 73,776,000 | 76,289,000 |