Call reports 2023
FIRST STATE BANK — 2023
What FIRST STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 582,459,000 | 567,346,000 | 598,376,000 | 621,452,000 |
| Total loans | 453,472,000 | 459,426,000 | 462,905,000 | 481,925,000 |
| Allowance for loan losses | 5,262,000 | 5,261,000 | 4,806,000 | 4,889,000 |
| Securities available for sale | 65,406,000 | 62,534,000 | 58,383,000 | 58,868,000 |
| Securities held to maturity | 7,595,000 | 7,334,000 | 7,632,000 | 7,990,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 502,565,000 | 477,289,000 | 507,930,000 | 490,472,000 |
| Interest-bearing deposits | 420,713,000 | 400,981,000 | 427,507,000 | 401,172,000 |
| Noninterest-bearing deposits | 81,852,000 | 76,308,000 | 80,423,000 | 89,300,000 |
| Equity capital | 62,714,000 | 63,353,000 | 63,695,000 | 68,175,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 5,888,000 | 11,777,000 | 18,059,000 | 24,666,000 |
| Interest expense | 1,893,000 | 3,982,000 | 6,647,000 | 9,731,000 |
| Net interest income | 3,995,000 | 7,795,000 | 11,412,000 | 14,935,000 |
| Noninterest income | 1,686,000 | 3,470,000 | 5,795,000 | 9,569,000 |
| Noninterest expense | 4,161,000 | 8,216,000 | 12,412,000 | 16,542,000 |
| Provision for loan losses | -33,000 | -37,000 | -37,000 | -37,000 |
| Pretax income | 1,520,000 | 3,049,000 | 4,654,000 | 7,821,000 |
| Income tax | 179,000 | 560,000 | 872,000 | 1,565,000 |
| Net income | 1,341,000 | 2,489,000 | 3,782,000 | 6,256,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,949,000 | 69,149,000 | 70,495,000 | 73,022,000 |