Call reports 2020
FIRST STATE BANK — 2020
What FIRST STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 498,742,000 | 527,702,000 | 538,551,000 | 546,606,000 |
| Total loans | 409,216,000 | 426,550,000 | 417,467,000 | 410,997,000 |
| Allowance for loan losses | 4,319,000 | 4,446,000 | 4,643,000 | 4,271,000 |
| Securities available for sale | 33,459,000 | 32,895,000 | 34,220,000 | 40,682,000 |
| Securities held to maturity | 7,156,000 | 8,307,000 | 4,674,000 | 4,698,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 408,890,000 | 438,739,000 | 454,991,000 | 460,435,000 |
| Interest-bearing deposits | 356,816,000 | 360,398,000 | 381,683,000 | 377,638,000 |
| Noninterest-bearing deposits | 52,074,000 | 78,341,000 | 73,308,000 | 82,797,000 |
| Equity capital | 69,868,000 | 68,485,000 | 69,957,000 | 72,330,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 5,054,000 | 10,114,000 | 14,835,000 | 19,417,000 |
| Interest expense | 1,388,000 | 2,457,000 | 3,441,000 | 4,210,000 |
| Net interest income | 3,666,000 | 7,657,000 | 11,394,000 | 15,207,000 |
| Noninterest income | 1,677,000 | 3,309,000 | 5,183,000 | 8,019,000 |
| Noninterest expense | 3,615,000 | 7,165,000 | 10,640,000 | 14,181,000 |
| Provision for loan losses | 90,000 | 215,000 | 410,000 | 605,000 |
| Pretax income | 1,638,000 | 3,586,000 | 5,527,000 | 8,440,000 |
| Income tax | 325,000 | 730,000 | 1,138,000 | 1,698,000 |
| Net income | 1,313,000 | 2,856,000 | 4,389,000 | 6,742,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,321,000 | 66,765,000 | 68,367,000 | 70,788,000 |