Call reports 2019
FIRST STATE BANK — 2019
What FIRST STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 451,974,000 | 456,761,000 | 477,904,000 | 486,787,000 |
| Total loans | 374,420,000 | 374,638,000 | 379,089,000 | 404,423,000 |
| Allowance for loan losses | 3,882,000 | 3,884,000 | 3,885,000 | 4,227,000 |
| Securities available for sale | 34,197,000 | 33,607,000 | 35,133,000 | 33,886,000 |
| Securities held to maturity | 7,433,000 | 8,048,000 | 9,376,000 | 10,067,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 375,185,000 | 373,432,000 | 391,130,000 | 398,211,000 |
| Interest-bearing deposits | 323,945,000 | 320,015,000 | 342,175,000 | 338,337,000 |
| Noninterest-bearing deposits | 51,240,000 | 53,417,000 | 48,955,000 | 59,874,000 |
| Equity capital | 62,928,000 | 64,463,000 | 65,709,000 | 68,346,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,667,000 | 9,638,000 | 14,676,000 | 19,760,000 |
| Interest expense | 1,271,000 | 2,755,000 | 4,307,000 | 5,777,000 |
| Net interest income | 3,396,000 | 6,883,000 | 10,369,000 | 13,983,000 |
| Noninterest income | 1,519,000 | 3,090,000 | 4,737,000 | 7,608,000 |
| Noninterest expense | 3,334,000 | 6,660,000 | 10,137,000 | 13,729,000 |
| Provision for loan losses | 0 | 0 | 0 | 340,000 |
| Pretax income | 1,581,000 | 3,313,000 | 4,996,000 | 7,549,000 |
| Income tax | 365,000 | 765,000 | 1,147,000 | 1,547,000 |
| Net income | 1,216,000 | 2,548,000 | 3,849,000 | 6,002,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,442,000 | 62,851,000 | 64,230,000 | 66,932,000 |
| Total capital | 65,324,000 | 66,735,000 | 68,115,000 | 71,159,000 |
| Risk-weighted assets | 407,649,000 | 405,956,000 | 416,352,000 | 443,361,000 |