Call reports 2018
FIRST STATE BANK — 2018
What FIRST STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 436,859,000 | 437,420,000 | 434,990,000 | 446,803,000 |
| Total loans | 357,655,000 | 351,230,000 | 345,520,000 | 360,079,000 |
| Allowance for loan losses | 3,827,000 | 3,787,000 | 3,880,000 | 3,880,000 |
| Securities available for sale | 33,123,000 | 34,668,000 | 38,092,000 | 36,572,000 |
| Securities held to maturity | 2,679,000 | 2,829,000 | 3,948,000 | 5,209,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 361,552,000 | 361,298,000 | 359,362,000 | 371,775,000 |
| Interest-bearing deposits | 293,382,000 | 307,753,000 | 299,492,000 | 312,883,000 |
| Noninterest-bearing deposits | 68,170,000 | 53,545,000 | 59,870,000 | 58,892,000 |
| Equity capital | 56,715,000 | 57,765,000 | 59,264,000 | 61,357,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,145,000 | 8,476,000 | 12,908,000 | 17,500,000 |
| Interest expense | 882,000 | 1,896,000 | 2,961,000 | 4,066,000 |
| Net interest income | 3,263,000 | 6,580,000 | 9,947,000 | 13,434,000 |
| Noninterest income | 1,454,000 | 2,885,000 | 5,161,000 | 7,483,000 |
| Noninterest expense | 3,334,000 | 6,571,000 | 9,868,000 | 13,274,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 270,000 |
| Pretax income | 1,293,000 | 2,714,000 | 4,970,000 | 7,373,000 |
| Income tax | 302,000 | 636,000 | 1,175,000 | 1,771,000 |
| Net income | 991,000 | 2,078,000 | 3,795,000 | 5,602,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,307,000 | 56,471,000 | 58,265,000 | 60,149,000 |
| Total capital | 59,134,000 | 60,258,000 | 62,145,000 | 64,029,000 |
| Risk-weighted assets | 393,202,000 | 387,814,000 | 385,125,000 | 400,653,000 |