Call reports 2017
FIRST STATE BANK — 2017
What FIRST STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 408,892,000 | 390,641,000 | 410,752,000 | 452,959,000 |
| Total loans | 326,882,000 | 332,836,000 | 340,193,000 | 361,651,000 |
| Allowance for loan losses | 3,494,000 | 3,552,000 | 3,645,000 | 3,737,000 |
| Securities available for sale | 34,579,000 | 31,231,000 | 31,044,000 | 32,642,000 |
| Securities held to maturity | 2,295,000 | 2,189,000 | 3,270,000 | 2,557,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 324,820,000 | 314,430,000 | 332,876,000 | 339,987,000 |
| Interest-bearing deposits | 257,260,000 | 259,036,000 | 270,259,000 | 271,890,000 |
| Noninterest-bearing deposits | 67,560,000 | 55,394,000 | 62,617,000 | 68,097,000 |
| Equity capital | 52,498,000 | 53,636,000 | 55,150,000 | 55,960,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,635,000 | 7,473,000 | 11,426,000 | 15,525,000 |
| Interest expense | 544,000 | 1,103,000 | 1,755,000 | 2,443,000 |
| Net interest income | 3,091,000 | 6,370,000 | 9,671,000 | 13,082,000 |
| Noninterest income | 1,980,000 | 3,565,000 | 5,865,000 | 7,998,000 |
| Noninterest expense | 2,977,000 | 6,203,000 | 9,325,000 | 12,567,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 360,000 |
| Pretax income | 2,004,000 | 3,552,000 | 5,941,000 | 8,153,000 |
| Income tax | 710,000 | 1,253,000 | 2,113,000 | 3,281,000 |
| Net income | 1,294,000 | 2,299,000 | 3,828,000 | 4,872,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,849,000 | 51,850,000 | 53,450,000 | 54,611,000 |
| Total capital | 54,343,000 | 55,402,000 | 57,095,000 | 58,348,000 |
| Risk-weighted assets | 351,341,000 | 355,457,000 | 373,890,000 | 402,588,000 |