Call reports 2016
FIRST STATE BANK — 2016
What FIRST STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 382,712,000 | 377,516,000 | 455,980,000 | 415,839,000 |
| Total loans | 305,473,000 | 307,885,000 | 309,903,000 | 322,850,000 |
| Allowance for loan losses | 3,167,000 | 3,273,000 | 3,334,000 | 3,401,000 |
| Securities available for sale | 39,644,000 | 36,656,000 | 35,425,000 | 34,790,000 |
| Securities held to maturity | 2,184,000 | 2,606,000 | 3,482,000 | 2,318,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 309,919,000 | 301,149,000 | 360,377,000 | 337,033,000 |
| Interest-bearing deposits | 271,915,000 | 261,161,000 | 251,303,000 | 249,992,000 |
| Noninterest-bearing deposits | 38,004,000 | 39,988,000 | 109,074,000 | 87,041,000 |
| Equity capital | 47,719,000 | 48,866,000 | 50,181,000 | 51,127,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,523,000 | 7,056,000 | 10,653,000 | 14,258,000 |
| Interest expense | 558,000 | 1,114,000 | 1,659,000 | 2,204,000 |
| Net interest income | 2,965,000 | 5,942,000 | 8,994,000 | 12,054,000 |
| Noninterest income | 1,696,000 | 3,208,000 | 5,263,000 | 7,412,000 |
| Noninterest expense | 2,837,000 | 5,707,000 | 8,554,000 | 11,469,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 360,000 |
| Pretax income | 1,734,000 | 3,263,000 | 5,433,000 | 7,650,000 |
| Income tax | 600,000 | 1,127,000 | 1,896,000 | 2,665,000 |
| Net income | 1,134,000 | 2,136,000 | 3,537,000 | 4,985,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,919,000 | 46,979,000 | 48,440,000 | 49,925,000 |
| Total capital | 49,086,000 | 50,252,000 | 51,774,000 | 53,326,000 |
| Risk-weighted assets | 331,742,000 | 335,052,000 | 358,910,000 | 353,850,000 |