Call reports 2015
FIRST STATE BANK — 2015
What FIRST STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 371,366,000 | 366,591,000 | 368,371,000 | 372,745,000 |
| Total loans | 282,042,000 | 293,133,000 | 288,167,000 | 304,265,000 |
| Allowance for loan losses | 2,780,000 | 2,860,000 | 2,955,000 | 3,074,000 |
| Securities available for sale | 47,683,000 | 44,112,000 | 43,676,000 | 42,412,000 |
| Securities held to maturity | 1,890,000 | 1,797,000 | 2,788,000 | 1,831,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 303,370,000 | 296,239,000 | 282,598,000 | 293,889,000 |
| Interest-bearing deposits | 264,453,000 | 257,087,000 | 246,257,000 | 245,759,000 |
| Noninterest-bearing deposits | 38,917,000 | 39,152,000 | 36,341,000 | 48,130,000 |
| Equity capital | 44,096,000 | 44,729,000 | 46,297,000 | 46,427,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,322,000 | 6,710,000 | 10,220,000 | 13,658,000 |
| Interest expense | 477,000 | 961,000 | 1,467,000 | 2,008,000 |
| Net interest income | 2,845,000 | 5,749,000 | 8,753,000 | 11,650,000 |
| Noninterest income | 1,501,000 | 2,884,000 | 4,957,000 | 6,946,000 |
| Noninterest expense | 2,709,000 | 5,499,000 | 8,318,000 | 11,244,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 360,000 |
| Pretax income | 1,547,000 | 2,954,000 | 5,122,000 | 7,001,000 |
| Income tax | 523,000 | 997,000 | 1,752,000 | 2,400,000 |
| Net income | 1,024,000 | 1,957,000 | 3,370,000 | 4,601,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,542,000 | 43,513,000 | 44,963,000 | 45,233,000 |
| Total capital | 45,322,000 | 46,373,000 | 47,918,000 | 48,307,000 |
| Risk-weighted assets | 322,739,000 | 314,703,000 | 316,848,000 | 326,800,000 |