Call reports 2012
FIRST STATE BANK — 2012
What FIRST STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 309,161,000 | 295,513,000 | 302,450,000 | 307,922,000 |
| Total loans | 195,928,000 | 212,594,000 | 213,124,000 | 227,790,000 |
| Allowance for loan losses | 2,132,000 | 2,237,000 | 2,345,000 | 2,452,000 |
| Securities available for sale | 43,973,000 | 46,400,000 | 52,432,000 | 49,555,000 |
| Securities held to maturity | 2,923,000 | 2,711,000 | 2,610,000 | 3,101,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 244,818,000 | 240,282,000 | 244,149,000 | 243,275,000 |
| Interest-bearing deposits | 213,003,000 | 213,942,000 | 213,173,000 | 211,147,000 |
| Noninterest-bearing deposits | 31,815,000 | 26,340,000 | 30,976,000 | 32,128,000 |
| Equity capital | 32,265,000 | 33,058,000 | 34,312,000 | 35,410,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,915,000 | 5,898,000 | 9,027,000 | 12,193,000 |
| Interest expense | 626,000 | 1,244,000 | 1,834,000 | 2,369,000 |
| Net interest income | 2,289,000 | 4,654,000 | 7,193,000 | 9,824,000 |
| Noninterest income | 1,367,000 | 2,527,000 | 4,272,000 | 6,196,000 |
| Noninterest expense | 2,235,000 | 4,577,000 | 6,939,000 | 9,467,000 |
| Provision for loan losses | 95,000 | 200,000 | 305,000 | 410,000 |
| Pretax income | 1,326,000 | 2,404,000 | 4,221,000 | 6,143,000 |
| Income tax | 433,000 | 771,000 | 1,384,000 | 2,023,000 |
| Net income | 893,000 | 1,633,000 | 2,837,000 | 4,120,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,520,000 | 28,351,000 | 29,646,000 | 30,960,000 |
| Total capital | 29,652,000 | 30,588,000 | 31,991,000 | 33,412,000 |
| Risk-weighted assets | 251,731,000 | 265,244,000 | 270,364,000 | 286,236,000 |