Call reports 2011
FIRST STATE BANK — 2011
What FIRST STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 257,763,000 | 260,481,000 | 274,501,000 | 283,646,000 |
| Total loans | 176,682,000 | 186,054,000 | 194,532,000 | 209,236,000 |
| Allowance for loan losses | 1,865,000 | 1,971,000 | 1,996,000 | 2,049,000 |
| Securities available for sale | 49,392,000 | 48,197,000 | 45,966,000 | 44,244,000 |
| Securities held to maturity | 3,479,000 | 3,178,000 | 3,100,000 | 3,033,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 202,921,000 | 206,196,000 | 218,948,000 | 217,675,000 |
| Interest-bearing deposits | 182,036,000 | 182,713,000 | 193,224,000 | 189,936,000 |
| Noninterest-bearing deposits | 20,885,000 | 23,483,000 | 25,724,000 | 27,739,000 |
| Equity capital | 29,219,000 | 30,440,000 | 31,910,000 | 31,416,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,780,000 | 5,664,000 | 8,632,000 | 11,652,000 |
| Interest expense | 714,000 | 1,391,000 | 2,071,000 | 2,720,000 |
| Net interest income | 2,066,000 | 4,273,000 | 6,561,000 | 8,932,000 |
| Noninterest income | 1,061,000 | 2,305,000 | 3,863,000 | 5,521,000 |
| Noninterest expense | 2,140,000 | 4,263,000 | 6,284,000 | 8,551,000 |
| Provision for loan losses | 105,000 | 210,000 | 245,000 | 350,000 |
| Pretax income | 882,000 | 2,105,000 | 3,895,000 | 5,552,000 |
| Income tax | 251,000 | 639,000 | 1,244,000 | 1,797,000 |
| Net income | 631,000 | 1,466,000 | 2,651,000 | 3,755,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,687,000 | 25,621,000 | 26,907,000 | 26,524,000 |
| Total capital | 26,552,000 | 27,592,000 | 28,903,000 | 28,573,000 |
| Risk-weighted assets | 224,494,000 | 235,497,000 | 247,674,000 | 256,119,000 |