Call reports 2009
FIRST STATE BANK — 2009
What FIRST STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 236,591,000 | 236,061,000 | 247,857,000 | 251,420,000 |
| Total loans | 158,892,000 | 163,601,000 | 170,714,000 | 181,252,000 |
| Allowance for loan losses | 924,000 | 1,072,000 | 1,255,000 | 1,296,000 |
| Securities available for sale | 49,407,000 | 47,783,000 | 46,291,000 | 44,128,000 |
| Securities held to maturity | 4,624,000 | 4,360,000 | 4,636,000 | 4,484,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 186,811,000 | 185,655,000 | 192,816,000 | 194,947,000 |
| Interest-bearing deposits | 169,407,000 | 168,283,000 | 177,507,000 | 173,095,000 |
| Noninterest-bearing deposits | 17,404,000 | 17,372,000 | 15,309,000 | 21,852,000 |
| Equity capital | 24,728,000 | 23,537,000 | 24,621,000 | 25,378,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,879,000 | 5,804,000 | 8,731,000 | 11,710,000 |
| Interest expense | 1,212,000 | 2,323,000 | 3,358,000 | 4,335,000 |
| Net interest income | 1,667,000 | 3,481,000 | 5,373,000 | 7,375,000 |
| Noninterest income | 1,030,000 | 1,883,000 | 3,279,000 | 5,076,000 |
| Noninterest expense | 1,924,000 | 3,869,000 | 6,024,000 | 8,235,000 |
| Provision for loan losses | 80,000 | 260,000 | 440,000 | 620,000 |
| Pretax income | 693,000 | 1,235,000 | 2,188,000 | 3,423,000 |
| Income tax | 190,000 | 327,000 | 618,000 | 996,000 |
| Net income | 503,000 | 908,000 | 1,570,000 | 2,427,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,898,000 | 20,823,000 | 20,799,000 | 20,055,000 |
| Total capital | 22,822,000 | 21,895,000 | 22,054,000 | 21,351,000 |
| Risk-weighted assets | 182,084,000 | 190,963,000 | 201,478,000 | 210,784,000 |