Call reports 2006
FIRST STATE BANK — 2006
What FIRST STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 169,279,000 | 179,281,000 | 181,102,000 | 190,548,000 |
| Total loans | 111,445,000 | 115,907,000 | 118,584,000 | 121,961,000 |
| Allowance for loan losses | 955,000 | 944,000 | 831,000 | 915,000 |
| Securities available for sale | 41,155,000 | 46,354,000 | 44,947,000 | 46,962,000 |
| Securities held to maturity | 2,823,000 | 3,608,000 | 4,118,000 | 4,146,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,932,000 | 131,312,000 | 136,846,000 | 147,450,000 |
| Interest-bearing deposits | 107,323,000 | 113,251,000 | 121,511,000 | 127,062,000 |
| Noninterest-bearing deposits | 17,609,000 | 18,061,000 | 15,335,000 | 20,388,000 |
| Equity capital | 18,315,000 | 18,433,000 | 19,260,000 | 19,828,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,336,000 | 4,813,000 | 7,405,000 | 10,108,000 |
| Interest expense | 1,058,000 | 2,374,000 | 3,786,000 | 5,243,000 |
| Net interest income | 1,278,000 | 2,439,000 | 3,619,000 | 4,865,000 |
| Noninterest income | 835,000 | 1,556,000 | 2,328,000 | 3,394,000 |
| Noninterest expense | 1,339,000 | 2,654,000 | 4,147,000 | 5,537,000 |
| Provision for loan losses | 0 | 0 | 20,000 | 120,000 |
| Pretax income | 774,000 | 1,341,000 | 1,780,000 | 2,602,000 |
| Income tax | 265,000 | 429,000 | 547,000 | 800,000 |
| Net income | 509,000 | 912,000 | 1,233,000 | 1,802,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,717,000 | 17,192,000 | 17,582,000 | 18,221,000 |
| Total capital | 17,672,000 | 18,136,000 | 18,413,000 | 19,136,000 |
| Risk-weighted assets | 121,070,000 | 127,553,000 | 130,886,000 | 136,244,000 |