Call reports 2004
FIRST STATE BANK — 2004
What FIRST STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 153,869,000 | 156,562,000 | 160,334,000 | 172,097,000 |
| Total loans | 100,562,000 | 104,250,000 | 112,975,000 | 122,970,000 |
| Allowance for loan losses | 1,118,000 | 1,067,000 | 1,083,000 | 1,065,000 |
| Securities available for sale | 34,306,000 | 36,810,000 | 33,145,000 | 33,134,000 |
| Securities held to maturity | 2,859,000 | 3,253,000 | 2,585,000 | 2,920,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,127,000 | 119,269,000 | 117,216,000 | 127,018,000 |
| Interest-bearing deposits | 102,210,000 | 101,780,000 | 100,127,000 | 106,979,000 |
| Noninterest-bearing deposits | 16,917,000 | 17,489,000 | 17,089,000 | 20,039,000 |
| Equity capital | 15,229,000 | 15,145,000 | 15,946,000 | 16,421,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,855,000 | 3,779,000 | 5,729,000 | 7,800,000 |
| Interest expense | 708,000 | 1,406,000 | 2,143,000 | 2,956,000 |
| Net interest income | 1,147,000 | 2,373,000 | 3,586,000 | 4,844,000 |
| Noninterest income | 843,000 | 1,571,000 | 2,453,000 | 3,367,000 |
| Noninterest expense | 1,287,000 | 2,571,000 | 3,893,000 | 5,245,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 775,000 | 1,445,000 | 2,221,000 | 3,041,000 |
| Income tax | 257,000 | 474,000 | 732,000 | 985,000 |
| Net income | 518,000 | 971,000 | 1,489,000 | 2,056,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,589,000 | 13,058,000 | 13,401,000 | 14,033,000 |
| Total capital | 13,707,000 | 14,125,000 | 14,484,000 | 15,098,000 |
| Risk-weighted assets | 103,075,000 | 109,188,000 | 116,743,000 | 127,790,000 |
Machine access — free, no API key
Every figure shown here about FIRST STATE BANK — 2004 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.