Call reports 2003
FIRST STATE BANK — 2003
What FIRST STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 150,935,000 | 156,914,000 | 151,670,000 | 153,710,000 |
| Total loans | 98,221,000 | 99,979,000 | 101,046,000 | 102,108,000 |
| Allowance for loan losses | 788,000 | 815,000 | 818,000 | 1,159,000 |
| Securities available for sale | 33,237,000 | 31,427,000 | 31,432,000 | 31,181,000 |
| Securities held to maturity | 1,999,000 | 2,269,000 | 2,576,000 | 2,663,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,448,000 | 121,398,000 | 116,035,000 | 119,734,000 |
| Interest-bearing deposits | 100,323,000 | 101,558,000 | 100,537,000 | 100,556,000 |
| Noninterest-bearing deposits | 16,125,000 | 19,840,000 | 15,498,000 | 19,178,000 |
| Equity capital | 13,272,000 | 13,764,000 | 14,155,000 | 14,607,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,942,000 | 3,887,000 | 5,876,000 | 7,816,000 |
| Interest expense | 867,000 | 1,725,000 | 2,536,000 | 3,282,000 |
| Net interest income | 1,075,000 | 2,162,000 | 3,340,000 | 4,534,000 |
| Noninterest income | 609,000 | 1,307,000 | 2,182,000 | 2,987,000 |
| Noninterest expense | 1,191,000 | 2,426,000 | 3,664,000 | 4,919,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 493,000 | 1,187,000 | 2,002,000 | 2,746,000 |
| Income tax | 162,000 | 392,000 | 664,000 | 903,000 |
| Net income | 331,000 | 795,000 | 1,338,000 | 1,843,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,460,000 | 11,001,000 | 11,515,000 | 11,932,000 |
| Total capital | 11,248,000 | 11,816,000 | 12,333,000 | 13,091,000 |
| Risk-weighted assets | 99,509,000 | 102,488,000 | 103,200,000 | 105,103,000 |