Call reports 2020
TEXASBANK — 2020
What TEXASBANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 514,858,000 | 566,119,000 | 586,347,000 | 613,475,000 |
| Total loans | 348,392,000 | 379,198,000 | 382,638,000 | 360,008,000 |
| Allowance for loan losses | 5,003,000 | 5,023,000 | 5,052,000 | 5,071,000 |
| Securities available for sale | 20,848,000 | 19,137,000 | 16,927,000 | 12,540,000 |
| Securities held to maturity | 35,985,000 | 39,466,000 | 38,302,000 | 34,237,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 445,619,000 | 492,397,000 | 509,671,000 | 535,168,000 |
| Interest-bearing deposits | 276,590,000 | 289,500,000 | 295,508,000 | 319,579,000 |
| Noninterest-bearing deposits | 169,029,000 | 202,897,000 | 214,163,000 | 215,589,000 |
| Equity capital | 66,310,000 | 69,453,000 | 72,287,000 | 75,420,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 5,681,000 | 11,323,000 | 16,699,000 | 22,318,000 |
| Interest expense | 479,000 | 732,000 | 954,000 | 1,155,000 |
| Net interest income | 5,202,000 | 10,591,000 | 15,745,000 | 21,163,000 |
| Noninterest income | 1,330,000 | 2,868,000 | 4,426,000 | 6,092,000 |
| Noninterest expense | 3,724,000 | 7,499,000 | 11,326,000 | 15,226,000 |
| Provision for loan losses | 10,000 | 10,000 | 18,000 | 40,000 |
| Pretax income | 2,798,000 | 5,950,000 | 8,827,000 | 11,989,000 |
| Income tax | 3,000 | 8,000 | 14,000 | 22,000 |
| Net income | 2,795,000 | 5,942,000 | 8,813,000 | 11,967,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,450,000 | 67,598,000 | 70,469,000 | 73,623,000 |
| Total capital | — | 72,608,000 | 75,174,000 | 78,437,000 |
| Risk-weighted assets | — | 400,723,000 | 375,993,000 | 384,854,000 |