Call reports 2016
TEXASBANK — 2016
What TEXASBANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 409,379,000 | 417,195,000 | 431,159,000 | 433,382,000 |
| Total loans | 319,164,000 | 323,620,000 | 316,067,000 | 342,814,000 |
| Allowance for loan losses | 4,373,000 | 4,437,000 | 4,430,000 | 4,580,000 |
| Securities available for sale | 39,400,000 | 37,616,000 | 34,853,000 | 31,504,000 |
| Securities held to maturity | 11,315,000 | 11,315,000 | 14,365,000 | 14,365,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 341,294,000 | 332,207,000 | 339,245,000 | 342,328,000 |
| Interest-bearing deposits | 213,260,000 | 205,941,000 | 208,259,000 | 209,829,000 |
| Noninterest-bearing deposits | 128,034,000 | 126,266,000 | 130,986,000 | 132,499,000 |
| Equity capital | 55,702,000 | 57,437,000 | 59,145,000 | 58,736,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 4,632,000 | 9,178,000 | 13,800,000 | 18,720,000 |
| Interest expense | 200,000 | 417,000 | 636,000 | 847,000 |
| Net interest income | 4,432,000 | 8,761,000 | 13,164,000 | 17,873,000 |
| Noninterest income | 1,074,000 | 2,328,000 | 3,649,000 | 4,837,000 |
| Noninterest expense | 2,993,000 | 5,965,000 | 8,983,000 | 12,160,000 |
| Provision for loan losses | 162,000 | 263,000 | 278,000 | 521,000 |
| Pretax income | 2,351,000 | 4,861,000 | 7,552,000 | 10,029,000 |
| Income tax | 0 | 7,000 | 9,000 | 13,000 |
| Net income | 2,351,000 | 4,854,000 | 7,543,000 | 10,016,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,957,000 | 55,461,000 | 57,151,000 | 57,625,000 |
| Total capital | 57,775,000 | 59,341,000 | 61,018,000 | 61,888,000 |
| Risk-weighted assets | 304,899,000 | 309,857,000 | 308,808,000 | 340,710,000 |