Call reports 2015
TEXASBANK — 2015
What TEXASBANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 412,361,000 | 409,691,000 | 416,831,000 | 411,693,000 |
| Total loans | 276,592,000 | 277,756,000 | 282,556,000 | 304,395,000 |
| Allowance for loan losses | 4,237,000 | 4,225,000 | 4,221,000 | 4,258,000 |
| Securities available for sale | 36,182,000 | 33,953,000 | 38,170,000 | 40,166,000 |
| Securities held to maturity | 0 | 0 | 0 | 11,390,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 339,768,000 | 335,984,000 | 341,261,000 | 355,519,000 |
| Interest-bearing deposits | 226,578,000 | 209,291,000 | 212,394,000 | 222,421,000 |
| Noninterest-bearing deposits | 113,190,000 | 126,693,000 | 128,867,000 | 133,098,000 |
| Equity capital | 50,224,000 | 51,149,000 | 52,920,000 | 53,853,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 4,243,000 | 8,539,000 | 12,725,000 | 17,071,000 |
| Interest expense | 207,000 | 421,000 | 629,000 | 843,000 |
| Net interest income | 4,036,000 | 8,118,000 | 12,096,000 | 16,228,000 |
| Noninterest income | 1,060,000 | 2,242,000 | 3,390,000 | 4,558,000 |
| Noninterest expense | 2,794,000 | 5,599,000 | 8,471,000 | 11,373,000 |
| Provision for loan losses | 11,000 | 21,000 | 38,000 | 139,000 |
| Pretax income | 2,291,000 | 4,740,000 | 6,977,000 | 9,274,000 |
| Income tax | 0 | 6,000 | 10,000 | 5,000 |
| Net income | 2,291,000 | 4,734,000 | 6,967,000 | 9,269,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,622,000 | 50,066,000 | 51,302,000 | 52,606,000 |
| Total capital | 51,914,000 | 53,489,000 | 54,754,000 | 56,275,000 |
| Risk-weighted assets | 262,440,000 | 273,046,000 | 275,375,000 | 292,908,000 |