Call reports 2014
TEXASBANK — 2014
What TEXASBANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 362,990,000 | 375,072,000 | 379,592,000 | 377,266,000 |
| Total loans | 263,036,000 | 270,794,000 | 277,122,000 | 277,893,000 |
| Allowance for loan losses | 3,979,000 | 3,964,000 | 4,038,000 | 4,222,000 |
| Securities available for sale | 43,425,000 | 42,668,000 | 41,292,000 | 40,166,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 296,739,000 | 307,064,000 | 310,380,000 | 306,434,000 |
| Interest-bearing deposits | 207,517,000 | 200,819,000 | 204,878,000 | 201,186,000 |
| Noninterest-bearing deposits | 89,222,000 | 106,245,000 | 105,502,000 | 105,248,000 |
| Equity capital | 43,915,000 | 45,531,000 | 46,565,000 | 48,513,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 4,206,000 | 8,466,000 | 12,753,000 | 17,389,000 |
| Interest expense | 209,000 | 412,000 | 618,000 | 822,000 |
| Net interest income | 3,997,000 | 8,054,000 | 12,135,000 | 16,567,000 |
| Noninterest income | 864,000 | 1,943,000 | 3,056,000 | 4,135,000 |
| Noninterest expense | 2,498,000 | 5,342,000 | 8,155,000 | 10,939,000 |
| Provision for loan losses | 45,000 | 54,000 | 237,000 | 532,000 |
| Pretax income | 2,318,000 | 4,601,000 | 6,799,000 | 9,231,000 |
| Income tax | 1,000 | 2,000 | 3,000 | 5,000 |
| Net income | 2,317,000 | 4,599,000 | 6,796,000 | 9,226,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,316,000 | 44,602,000 | 45,799,000 | 47,236,000 |
| Total capital | 46,626,000 | 48,035,000 | 49,579,000 | 50,745,000 |
| Risk-weighted assets | 264,110,000 | 274,104,000 | 302,132,000 | 279,972,000 |