Call reports 2013
TEXASBANK — 2013
What TEXASBANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 295,964,000 | 292,742,000 | 332,557,000 | 332,823,000 |
| Total loans | 204,499,000 | 217,833,000 | 241,303,000 | 255,808,000 |
| Allowance for loan losses | 3,901,000 | 3,857,000 | 3,857,000 | 3,936,000 |
| Securities available for sale | 45,848,000 | 43,040,000 | 45,219,000 | 43,961,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 254,803,000 | 251,483,000 | 269,726,000 | 288,360,000 |
| Interest-bearing deposits | 178,912,000 | 171,870,000 | 182,679,000 | 198,030,000 |
| Noninterest-bearing deposits | 75,891,000 | 79,613,000 | 87,047,000 | 90,330,000 |
| Equity capital | 38,614,000 | 38,928,000 | 40,297,000 | 42,127,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,537,000 | 7,310,000 | 11,524,000 | 15,506,000 |
| Interest expense | 191,000 | 356,000 | 530,000 | 733,000 |
| Net interest income | 3,346,000 | 6,954,000 | 10,994,000 | 14,773,000 |
| Noninterest income | 1,079,000 | 2,301,000 | 3,323,000 | 4,264,000 |
| Noninterest expense | 2,296,000 | 4,752,000 | 7,216,000 | 9,732,000 |
| Provision for loan losses | 4,000 | 19,000 | 38,000 | 139,000 |
| Pretax income | 2,773,000 | 5,132,000 | 7,711,000 | 9,814,000 |
| Income tax | 0 | 5,000 | 5,000 | 5,000 |
| Net income | 2,773,000 | 5,127,000 | 7,706,000 | 9,809,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,957,000 | 38,306,000 | 39,889,000 | 41,993,000 |
| Total capital | 39,383,000 | 40,837,000 | 43,048,000 | 45,193,000 |
| Risk-weighted assets | 192,627,000 | 201,138,000 | 252,022,000 | 255,299,000 |